Rates

Interest Rates

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Competitive Rates

Make your money work for you and not against you. Norstar offers excellent interest rates for all your financial needs. Contact Norstar today to learn more.

Certificates
Effective Date: 9/11/19

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Rate DescriptionTermDividend RateAPY
Share Certificate 6 Months 1.10% 1.10%
Share Certificate 12 Months 1.50% 1.51%
Share Certificate 18 Months 1.55% 1.56%
Share Certificate 24 Months 1.65% 1.66%
Share Certificate 36 Months 1.85% 1.86%
Share Certificate 48 Months 2.30% 2.31%
CD Rates minimum of $1,000.00

NOTE: Penalty required for early withdrawal.
Members should call the credit union to verify rates.

Saving/Share Rates
Effective Date: 9/11/19
Rate DescriptionDividend RateAPY
Shares 0.25% 0.25%
Pee Wee Penguin Shares
For children under 12 years of age
0.45% 0.45%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft
Effective Date: 9/11/19
Rate DescriptionDividend RateAPY
Checking Account 0.05% 0.05%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Money Market Accounts
Effective Date: 9/11/19
Rate DescriptionAverage Daily BalanceDividend RateAPY
Money Market Checking $0 - $4,999.99 0.35% 0.35%
Money Market Checking over $4,999.99 0.50% 0.50%

6 transfers allowed per month
3 checks allowed per month
Minimum Balance $1,500

Members should call the credit union (605) 448-2292 to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

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